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I know for part of you, it might like a huge number. But, here is what I tell the car loan company. It's a 15% flat interest per calendar year, no payments until I sell it off. So, he gives me $10,000 as i take that house subject-to. I now owe him $11,500. After one year, I'll owe him $13,000. After two years, I owe him $14,500. I really hope to cash it out before then, but I don' mind. If it's a sufficiently well deal to be able to sub-to, genuine enough equity in there, I don't mind because I'd prefer that $10,000 up front and pay that $11,500 later or $13,000 later because I'd like to see that cash now.
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